Financial Planning

PPA's investment planning services offer access to a variety of mutual funds to meet your current life stage and future goals. Additionally, our monitoring services ensure regular analysis and immediate response in the event of lifestyle and/or economic changes. 

Investors should carefully consider the investment objectives, risks, charges and expenses offered by mutual funds.. This and other important information is contained in the prospectus which can be obtained by calling your Registered Representative. Read prospectus carefully before investing.

If a guaranteed income stream is your desire, PPA advisors are well-versed in setting up and keeping an eye on immediate, deferred, and guaranteed annuities. Select from income support, family protection, or legacy plan options to ensure protection of, and ongoing benefit from, financial resources. 

There is a surrender charge (CDSC) imposed generally during the first 5-7 years that you own your annuity contract. Withdrawals prior to age 59 ½ may result in a 10% IRA tax penalty, in addition to any ordinary income tax. The guarantee of the annuity is backed by the claims paying ability of the issuing insurance company.

PPA's financial staff relies on expertise and quality retirement pensions and products to help reduce taxes and ensure preservation of capital. Available plans are backed by well-known companies, and include simple and Roth IRA's, simplified employment plans (SEPs), and educational IRAs. 

In addition to recommending traditional means of growing and preserving capital, PPA professionals offer strong advice on alternative investments. Tools like real estate investment trusts (REITs), senior lending programs, structured notes, commodity funds, and managed funds are available to ensure portfolio diversity and balance. 

Alternative investments are considered speculative and involves a high degree of risk, including the risk of substantial loss of investment and investment in alternative investments is not suitable for all investors.

Ensure immediate access to your very important papers – VIPs – by downloading and filling out the LifeFolio Checklist. If you have additional questions on our other PPA products and services, please contact us.