Our Team

Founded by Bernard Waters in 1953, Professional Planning Associates offers care, creativity, and cutting-edge capabilities to help individuals and business owners develop sound financial and insurance strategies. PPA began as a small life insurance company and today offers a full suite of life, health and disability programs, along with pension, estate, and investment planning services. Our trusted advisors embrace a holistic, time-tested approach introduced by Mr. Waters, one that offers the best solutions for your current and future needs. 

In 2004, we joined forces with LPL Financial, one of the country's leading independent financial services companies. And in September 2018, we partnered with Cetera Advisors LLC, a well-respected broker-dealer company. Cetera's outstanding customer service reputation, combined with exceptional access to a network of experts, services, and support, ensures we have the time and tools to support your interests and needs.