Broker Check
David S. Waters, CFP®, CHFC®, CLU®, RHU®, AIF®,CPFA®

David S. Waters, CFP®, CHFC®, CLU®, RHU®, AIF®,CPFA®



President of Professional Planning Associates. Founded 1953

President of Great Oak Financial Inc. Founded 1993



Dickinson College: B.A. in 1978
College of Financial Planning: CFP® in 1988
Northeastern University: RHU in 1994
American College: CLU & ChFC in 2001
Fiduciary 360: AIF® Designee in 2010


Insurance – Life and Health
series 6, 7, 53, 22, 24 and 63 securities registrations held through Cetera Advisors LLC
Registered Advisor with Cetera Advisors LLC
Professional Plan Consultant

Current Practice:

Personal Financial Planning
Business Insurance Planning
Retirement Planning
Estate Planning
Charitable Planning
Employee Benefits
College Financial Aid Planning

Organization Affiliations:

Philadelphia Estate Planning Council
Philadelphia Association of Life Underwriters
The Financial Planning Association
Society of Financial Professionals
National Association of Health Underwriters

Additional Items:

Adult Educational Instructor in Financial Planning.

New Jersey & Pennsylvania Continuing Education (CE) Sponsor for CPA’s.

Author of numerous articles for Physicians News Digest, Life and Health Advisor, Smart Business Now.

Study Group Leader for the Delaware Valley of Certified Financial Planners.

Business Valuation Consultant to Financial Services Industry

Inducted into the Phoenix Home Life “Hall of Fame” in February 2000, for outstanding achievements in sales and service.

Member of LPL Chairman's Club – 2012-2014

Member of LPL Director's Club – 2008-2012

2019 Cetera Chairman's Club